Yes, Kinecta Federal Credit Union offers wire transfer services for both domestic and international transactions. This guide explains how to send or receive wires through Kinecta, including fees, processing times, and step-by-step instructions.
Kinecta Wire Transfer Options
1. Domestic Wire Transfers (Within the U.S.)
- Fee: 10 (incoming)
- Processing Time: Same day if submitted before 2:00 PM PT
- Limit: Varies by account type (call for large transfers)
2. International Wire Transfers (Outside the U.S.)
- Fee: 10 (incoming)
- Processing Time: 1-3 business days
- Required Info: Recipient’s IBAN/SWIFT code
How to Send a Wire Transfer with Kinecta
Online Banking (Preferred Method)
- Log in to Kinecta Online Banking
- Navigate to “Transfers” > “Wire Transfers”
- Enter recipient details (name, account #, routing #)
- Confirm the amount and submit
By Phone
Call 800-854-9846 (have account info ready)
In-Person
Visit a Kinecta branch with:
- Government-issued ID
- Recipient’s bank details
Wire Transfer Security & Limits
- Fraud Protection: Kinecta verifies large transfers
- Daily Limits: Varies—contact support for approvals over $10K
- Revocability: Wires are irreversible once sent
Alternatives to Wire Transfers
✔ Zelle® – Free, instant (max $2,000/day)
✔ ACH Transfers – Slower but no fee
✔ Cashier’s Checks – Secure for large payments
Frequently Asked Questions (FAQs)
Q: What’s Kinecta’s SWIFT code for international wires?
A: KFCUUS66 (for U.S. dollar transfers)
Q: Can I cancel a wire after sending?
A: No—confirm details before submitting.
Q: Are there same-day international wires?
A: No—typically 1-3 business days.
Need help? Contact Kinecta at 800-854-9846 or visit Kinecta Wire Info.
Have you used Kinecta wires? Share your experience below!
